this post was submitted on 09 Nov 2024
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Non-American here, trying to understand.
Are these prices after insurance? If you have insurance through work, and you've paid a premium for "good" insurance (assuming you can do that for your family), are you still paying insane amounts for medicine and hospital care?
Yes, after insurance prices. In this case it's because their insurance provider told them that they will not cover any of the cost of the $1800 infusion because the one that is out of stock is already approved.
If you get one of the cheap plans (high deductible health plan, HDHP), you might pay $200 per month depending on how much of the premium your employer covers and then still have to pay $8,500 a year before your insurance provider will cover anything that isn't considered preventative care buried in the fine print of the policy.
I went for an annual physical, standard check up and blood work, but my insurance decided the blood tests weren't part of the physical and tried to bill me $700. Had to appeal it with the insurance company which took several phone calls over a month to get them to void the bill.