this post was submitted on 02 Dec 2024
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[–] PugJesus@lemmy.world 95 points 2 weeks ago (18 children)

A left-leaning friend of mine who was big into economics and business (as it was, well, his business) once described our current financial system as having organically and piecemeal emerged bit by bit into a rat's nest of tangled protocols. And that now it's ended up as a Gordian knot strangling us to death, but that cutting will kill us.

[–] UraniumBlazer@lemm.ee 15 points 2 weeks ago (6 children)

I don't believe the current system (by that, I just mean the institutions controlling currency) is what's killing us. The economic policies of different governments are the ones killing us.

I am a strong believer in leftist policies. However, I also believe that we don't have a better system than markets. The presence of markets requires the presence of Keynesian economics if we want to avoid boom-bust cycles.

That being said, do I think Keynesian economics will continue to exist decades in the future? No. One of the biggest flaws of this system is that monetary policies require a lot of time to have an effect on the economy. This huge ping difference understandably introduces many issues.

There are better ways to control the amount of money in circulation (like fluctuating transaction fees) whose effects can be a lot more immediate. However, they require all money to be electronic.

[–] surewhynotlem@lemmy.world 9 points 2 weeks ago (1 children)

Immediate impact is not necessarily a good thing. A lot of our economy is built on predictability. Imagine going to use your credit card, and something costs more because the fee jumped yesterday, and might be less tomorrow. Banks would build in bigger fees to avoid the uncertainty. Because people want certainty.

[–] UraniumBlazer@lemm.ee 5 points 2 weeks ago

Changes in transaction fees wouldn't be so drastic though. As you can make tens of thousands of corrections per year (compared to a couple in the current system), changes wouldn't affect you so much.

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