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this post was submitted on 17 Dec 2023
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That’s not how RRSP works.
No, but it's still correct.
Retired individuals make use of tax funded systems all the time and those only work if younger people pay taxes.
No that is not correct. That also isn’t how taxes work. Everyone who is working pays taxes and everyone benefits off the taxes they pay into. They don’t pay each other’s taxes.
Retirement is very different from taxes that are paid into for disability or welfare. And if you are not working you are not paying taxes. You’re either pulling from retirement that you pay yourself, unemployment that you also pay yourself or welfare which is a different topic altogether as we’re assuming this is to do with workforce tax so the individual is working and thus paying a tax for later benefit.
If you are talking about RRSP (or RIF dependant on age)that is paid privately from the individual. If you’re referring to a social system such as CPP is still paid into as taxes by the individual.
https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/amount.html
You are still the same person benefitting off your own paid taxes regardless of age. Older people were paying taxes the whole time they worked which they are benefiting on the taxes that they made. Young people don’t donate to it for them. It is written on every pay-cheque you receive.
The issue is that you have to donate it to yourself but if you are not qualified in your job (and if there aren’t enough people to take the supporting roles) the taxes you pay into will be higher but the pay rate will be lower. This is the issue as these roles come up for grabs or that roles get rewritten as the person before them retired. Old people didn’t do this to you. So if you’re looking to blame someone for that, look to the bad managers. Not old Merryl who’s been a working nurse paying her taxes all her life.
you will be old one day and looking to benefit off the taxes YOU paid into all yours life. This isn’t something young people are paying into for someone else. They are paying it for themselves as an assurance and assumption as they get older.
The main complaint about aging population isn’t that someone isn’t paying taxes for an old person, it is that old people are now old enough to retire and leaving work to benefit on the taxes they made all their life and no one is qualified enough to take over the job. And no doubt some shifty bullshit is happening by upper mismanagement to the role the moment they leave. And thus the replacement is a smaller pool that now has to pay more taxes for themselves to benefit.
this isn’t the fault of older people that there was no one ready to replace them. It also isn’t the fault of older people that there are higher tax rates as the population shifts and it’s not equal. They can’t simply change your circumstance by simultaneously existing and not existing and if you think that’s how all your problems are solved, you probably have a lot of problems that are a ‘you being unreasonable about problems’ problem. Not a ‘them’ problem.
Every year, the government funds itself with taxes being paid now. Not years previously. If older people who are retired use the hospital, the hospital's resources were paid for by the most recent taxes.
And when I pay my taxes now, the government doesn't take a small percentage of it, put it aside, and mark it as "for road maintenance in X decades".
If working people stopped paying taxes, all programs would collapse entirely, they wouldn't keep working only for retired people who paid into them sufficiently.
It's pretty obvious that all of government needs tax payers every year
seeing as you’re wanting to change the subject to social tax: you’re not actually paying for just the elderly to use the hospital. You’re paying for the whole population as a whole insured and uninsured including yourself whom are the bulk mis-users for emergency health care.
And out of all its cancer taking up a large of the use because of radiation requirements per day which requires a safe parameter away from residential. The moment they can fit a radiation or essentially any day applications offsite requiring a tech away from hospital use the statistics would be greatly affected. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5708862/
And aside from needed services such as that, then you have the plethora of the people whom you are paying for are people misusing services for varying reasons. heck, even misusing 911 which is a tip of the iceberg of people who mis use public services.
And since 2017 and the onslaught of Covid, the greatest misusers are the unmasked and the Covid deniers are whom is wasting your tax dollars and wasting away the medical system with burnout. These are not the elderly nor are they the vulnerable. These are the younger assholes in age brackets having Covid parties. That’s who you should be mad at. Not the palliative patient that lasted all but 4 days to die in a bed (that isn’t even necessarily in a hospital nor is it necessarily not covered privately btw)