Fuck Cars
A place to discuss problems of car centric infrastructure or how it hurts us all. Let's explore the bad world of Cars!
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Article is paywalled. Just from reading the first paragraph that can be seen, it's not that insurance is too cheap, it's because healthcare is so expensive that 100k coverage is not enough to cover hospital expenses.
Even in glorious Europe with socialized healthcare*, it's very easy to rack up 100k or more in liabilities. Possibly decades of lost wages, improving their homes accessibility, caretakers, damages for pain and suffering and so on. E.g., German law mandates a minimum of 7.5 million Euros of coverage.
The US healthcare system sucks, but, completely independently, these coverages just aren't enough.
*Details vary.