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Why are folks so anti-capitalist?
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Capitalism is an amazing engine to produce wealth. But it's also extremely opposed to the idea of distributing it.
It’s about voluntary redistribution by trading, gifting, and donating, rather than having someone forcefully redistribute your assets how they see fit.
Your description sounds so nice and fair - allowing everyone to take full control of their wealth.
So let me ask you: when was the last time you successfully negotiated the price of your groceries or utilities?
You don't. Because that "fairness" only exists between entities of equal power.