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this post was submitted on 15 Oct 2024
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Asklemmy
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Credit card usually isn't so bad. It's usually pretty easy to dispute charges etc, debit card on the other hand...no way that's getting saved
Have you had any experience with that? I keep hearing it, but usage of a credit card is expensive af
It's only expensive if you don't pay it in full every month. I've had my credit card for years and have paid $0.00 total for it whilst it generates at least 1% cash back or more depending on where used. Not much, but it adds up and makes it beneficial.
I have. My bank did a chargeback like they would if it was a credit card. I was told it would've been a lot harder to get my money back if my PIN was used. But, I've only seen that option available for in-person purchaees.