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Do you make $5,000/day?
(sh.itjust.works)
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Being born wealthy isn't really optional. It's actually necessary and a big reason why this system is so absolutely terrible, because the American dream is a capitalist myth to manipulate the masses.
The exceptions are not always exceptions, like the apartheid boy Elon and the 1 in a million that actually is an exception is drilled into our brains by the media like how gambling companies make ads about the people that win the lottery.
Being born wealthy can also just be wrapped into luck. But i separated it because it isn't strictly required, however unlikely, to become a billionaire. Exploitation and luck in some form is required every time.