I've passed two skill checks only to find out it perma-kills someone in my group. Or at least the first time was permanent, idk if the second one was because I only just retrieved Withers today, I'm always flat broke, and I didn't want to deal with it when I could definitely bring them back to life for the low cost of waiting out the loading screen. Either course of action would undo the same mistake.

Most of my save scumming is because I've almost never had a game present me with multiple great options that I mentally can't pick between, though you're right that a lot of times failure just results in arguing and murder attempts. Really look forward to playing Disco Elysium after this from everything I've ever heard about it