this post was submitted on 12 Nov 2024
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[–] papalonian@lemmy.world 2 points 1 day ago (1 children)

Just curious. Why not just get a different bank or credit union?

[–] Ookami38@sh.itjust.works 1 points 23 hours ago (1 children)

Mentioned in another post, but I don't qualify for many credit unions beyond my local one that I currently use. I've used a few different bank options, but none of them have really been any better, and usually worse.

[–] papalonian@lemmy.world 2 points 23 hours ago (1 children)

Your current one as in, your credit union is the one charging you these "insufficient fund" fees?

I'm admittedly not educated in the law of banks and credit unions, but I have a feeling they aren't meant to be doing that.. not that the little man like you or I could do much about it 🤷🏾‍♂️

[–] Ookami38@sh.itjust.works 1 points 22 hours ago (1 children)

Yeah, like I said, not entirely sure it's legal, but that's the boat I'm in. The other banks did the same shit, charged me more, and offered me worse rates on loans. At least this one spits on it before going in.

[–] papalonian@lemmy.world 1 points 21 hours ago

That's rough buddy. Time to get a fake identity and open an account in a different state with stricter banking laws