this post was submitted on 12 Aug 2023
428 points (95.9% liked)
Asklemmy
43971 readers
1931 users here now
A loosely moderated place to ask open-ended questions
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
It’s good to know where you are spending money, what your monthlies are. Where you can cut down and nickel and dime. Helps with things at the macro level with patterns. Especially with the new found subscription service culture.
I use quickens auto budget, kinda, but if I go over it’s whatever. We live well below our means overall. We pay our CCs off in full each month etc.
It also helps with taxes for things like write offs (though the standard deduction is almost always still the best deal for me) and helps when deciding on bigger spend projects etc (ie: house fixes, cars etc). Like if I have had to put a ton of money into a car and it gets close to the point of the value, is it better to get a new car? Well with quicken I can very quickly go look and see exactly how much I have spent on my truck in the last year.