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‘It didn’t use to be like this’: woeful US healthcare system exposed by CEO killing
(www.theguardian.com)
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One of the things that FDR did that wasn't great was allowing health care to be organized into HMO's. Nixon then switched those HMOs from not for profit, to for profit in 1973 with the HMO act.
Prior to FDR, you paid the doctor with what you could. Not necessarily cash, but many towns provided a free house for their doctors and they were frequently paid in fresh produce.