this post was submitted on 05 Jan 2025
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Mildly Infuriating
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Are you not allowed to invest it? My HSA is invested in an ETF...
Of course, it's not a massive menu of investment options but it has all the basics like SP500, target date funds, bond funds, dividend funds, etc. The cash portion, and it is literally called a savings account, is really bad rate, this 0.05% rate is really good compared to mine ๐. For my plan you have to keep at least $1000 in the savings account before you can invest.
Yeah, well don't keep it in that part lol.
You are correct that if it drains to zero every year that is an FSA for sure