this post was submitted on 08 Mar 2025
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Hmm... isn't the credit card transaction fee usually about $3?
I have never once paid a fee for using a card to buy pizza. Is that a thing where you live?
No, stores pay the fee to the provider (MasterCard/Visa/American Express/etc) for processing the transaction. This is why you see those little signs that say "minimum credit card purchase $5" or w/e in smaller shops, because if the transaction is too small they lose money on it.
You might actually inflict $2.50 in losses on the location for processing a single transaction for a $0.50 sauce cup.
That hasn't been a thing in years, I regularly pay less than a quid by contactless, using my debit card with google pay. How else would you even pay for the bus or train?
A rational person might assume they mean the fee credit card companies charge the vendor, meaning paying for a low cost item on credit ends up costing the vendor.
If not, local pizza places (not dominos) are often still cash heavy businesses and some will require a min order or a small (3% ish) fee for credit to offset the fee they pay.