this post was submitted on 09 May 2025
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Okay, but then you still do need to worry about eating the loss of property with little to no value remaining. The Cooperative is a group of people living there and owning the homes via very large loans which do not disappear when you no longer wish to live there. Depending on the co-ops terms you might get straddled with debt even if you leave. In the worst case, if you're the last one out and the debt does transfer to remaining owners then you get stuck with many tens of thousands of dollars debt.
In examples like China, where they executed landlords en masse to forcefully redistribute land, ended up just falling back on the landlord property rental structure exactly the same as before.