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You cannot pass debt down to family. No next of kin is legally obligated to pay that debt even though the debt collectors will try.
***yet
Yeah, you're gonna have to show incontrovertible proof of that claim.
I very much doubt that thousands of people go bankrupt every year from the OPTIONAL medical debt of deceased relatives..
Anyone who lives in:
In community property states (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin), a surviving spouse may be responsible for debts incurred during the marriage, regardless of who the account is in.
Or Co-Signed a loan; example. My wife was having credit issues after her divorce so I cosigned a loan for a used Camry. Had she died I would have been responsible for the outstanding payments.
This is not the same situation as passing off debt. This is where you may have co signed on something and of course you are legally obligated. That’s not being argued, completely different situation.
Thats true, there is an element of voluntary participation in the art of co-signing; but the problem is from the poor perspective. Cosigning is really the only way to get some of the things that you can’t live without like a house an apartment or a car. For example, I used to be a teacher in the state of Kansas and none of the new teachers leaving college entering the workforce. We’re financially stable enough to get a car without a cosigner. So unfortunately, someone is going to inherit that debt if they die.
You don’t inherit debt you co-sign for. That is YOUR debt you a teaming up with the co borrower to pay for (doesn’t matter if you contribute any $$ or not). It’s still not the same thing as what’s being discussed.
No I don’t, it’s a very simple google search you can execute on your own. It of course may vary depending on where you live but here in the US you are not legally liable for your parents debt.