this post was submitted on 25 Jun 2025
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A Boring Dystopia
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Or maybe you lived in an environment where some of those expenses were socialized via a broad social net - or you have connections via friends and family that you've underestimated the value of (a friend with a truck is cheaper to buy lunch for than renting movers). If I had reliable access to food shelter transportation and information at negligible costs (assuming ~$800/month constitutes low cost rent), I can totally imagine living within a budget of $15k/year (covering pounds to USD).
However, I used to live in Phoenix but moved due to the rental crisis. Simple clean 1 bedroom apartments are going for $1600/month, which blows your budget in rent alone. (The lowest rate I could find was $750/month, but you had to be officially poor ("restricted income") to qualify).
But before I condemn you in assumptions, maybe I'm wrong - would you be willing to break down your living expenses for those who would follow in your path?
Didn't even have friends when I moved, got a bedroom in a shared house. £425 and today with inflation you can find similar for £500-600 a month across most of the UK outside of cities anyway. That is bills included.
So the only essential spending left really is food. Currently that costs me about £60/month from Aldi but I am earning more now. If I had to cut back I don't know exactly how much I could reduce it to. £30-50 would be pretty easy to cut back to by cutting out meat and cheese while £10 would be high carb poverty food and possibly scurvy.
The rest I saved or spent on fun things. Life was pretty good as I made friends with some of the other guys living there. Moving house I did with a bag and a few bin liners, I barely owned anything in the first place so I just carried stuff and took a train.
All said, respectable - "live with almost no property at the cheapest rate available" is not terribly bad advice. But again, I think even following that advise would be a higher cost for lots of people in many places in the world.
But is that really the world we want to build? "Okay everyone, aim for the bare minimum?" I know I've been lucky in my life and haven't had to struggle often - but I don't think it's unfair to assume that everyone should be able to enjoy luxuries from time to time.
Nothing wrong with aiming for more but if you think you need 150k to be comfortable I think it says more about you.
Unless you we're born with an expensive physical or mental anomaly in a county that has poor healthcare support?
Or you can't be comfortable with the unhoused in your city and you build, run, and operate a private halfway shelter?
Okay - okay - I'll cede. I think were both being hyperbolic. I'm genuinely not convinced that a particular income level makes you a monster, but I can grant that it is a yellow/red flag.