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this post was submitted on 30 Aug 2023
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In my state (and probably all states), the rec dispensaries are all cash-only businesses. Apparently because they cannot do business with any banks under federal law.
They have ATMs and they can usually run a debit card as an ATM transaction (which charges an ATM fee, and they have to round up to $5 and give you back the difference cash).
Literally the only place I use my debit card (bank reimburses the fees).
But this means a lot of risk…they have to deal with transport/deposits, and having a large amount of cash in hand in the shop. Granted, at least in my state, every store has a mantrap where your ID gets scanned before you can go to into the shop, but that’s still pretty scary. In fact, I wouldn’t be surprised if the mantrap is really only necessary to protect the workers and the cash on-hand.
And there’s also the issue of payroll, since as an otherwise above-board business, they can’t be paying their employees in cash. But they also can’t work with the banks. This adds a lot of complexity and usually results in workers all being contractors for some other entity entirely, which really sounds a bit shady and probably pretty easy to screw up come tax time.
They really need to be allowed to work with the banks.
Yep. Allowing them to use banks could mostly eliminate cash purchases, it at the very least, they could be using secure cash drops like convenience stores and having transfer agencies handle moving the cash. It would further shine a light on the businesses and possibly help move cartels out of the growth-to-user pipeline.
What makes you say that dispensaries can't pay their employees in cash? That's a total legal and fine thing to do... why wouldn't it be? A business cant pay their employees in money? I know plenty of people who are paid in cash, including a few dispensary workers...
If it became a schedule 3 drug, would it require the doctor to specifically give amounts in a prescription and a pharmacist to dispense it?