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Korea's Birthrate Hits Another Record Low
(www.stoppopulationdecline.org)
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You could make this argument about literally anything in a modern society.
"Why shouldn’t it be someone’s responsibility to finance their own education?"
"Why shouldn’t it be someone’s responsibility to finance their own healthcare?"
"Why shouldn’t it be someone’s responsibility to finance their own social care?"
"Why shouldn’t it be someone’s responsibility to finance their own fire department?"
I think it's just common decency to help look after your fellow people? Not everyone in retirement is going to require a lot of financial help, but there maybe others who do. Some may not have been so lucky in life to be a position to fund it themselves. What happens to these people if the funding isn't there? Do they literally starve to death on the the streets?
I'm not saying that we shouldn't look after each-other. I'm just saying the system shouldn't be designed so that the middle-aged people of today require that the birth rate be high enough or they won't be able to retire.