Just because someone has a disability, doesn't mean it's game-breaking. Yes, 8% of men are red/green colour-blind. But that doesn't mean 100% of those can't tell the colours apart. You can be more or less colour-blind. Or so my friend says, because he is colour-blind, but have never experienced that to be an issue in games. Red for him doesn't look like red does to me. But he still knows what red is. And believe it or not. Most developers don't exactly use a colour-blind test palette for their gameplay or menus.

Subtitles have been around since at least the playstation2 era. I feel like you would almost struggle to find a modern game that doesn't have subtitles these days.

You may think my hyperbole is laughable but your response does nothing but follow suit. If you suffer from bad hearing, I'm sorry to say that you might not be able to fully experience a game with speakers. Might want to get a pair of headphones, so that you can 1. Amplify the volume if needed. and 2. raise or lower frequencies you can't hear, into a range that you can hear. It's going to sound a little distorted perhaps but at least you will be able to hear it. I'm sure developers do their best to create captions that are important. But I don't think you understand just what a monumental task it would be to create an automated system for full CC captions of the ambience in a game.

And I'm sorry, did you just list lack of reflexes and reaction time as a disability to gaming? If you don't have any arms, basketball might just not be for you. If you suffer from bad reaction time. Maybe pick a game that doesn't rely on reaction time. That's not on the devs. That's on you.