You can complain about individual problems where we can discuss solutions, no problem. But this whole "4 crises" trend that has been going on for like a month is the stupidest thing I've ever seen. It's not constructive, and very stupid, because if we're gonna talk macro economics, the majority of westerners live a lavish lifestyle compared to others in the world. However, that doesn't mean there aren't individual people who have problems, like yourself. So, talk about your individual problem (student loans, dating market, crunches in jobs, work/life balance, etc), and don't complain about the macro situation. it doesn't make any sense.