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submitted 11 months ago by throws_lemy@lemmy.nz to c/technology@lemmy.world
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[-] bassomitron@lemmy.world 18 points 11 months ago* (last edited 11 months ago)

Where do you see businesses accepting debit but not credit cards? I've only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.

[-] Got_Bent@lemmy.world 10 points 11 months ago

I haven't experienced not taking credit cards, but T-Mobile just got rid of my ten dollar auto pay unless I switch from credit card to debit card.

[-] aegis_sum@lemmy.world 3 points 11 months ago
[-] random65837@lemmy.world 2 points 11 months ago

As well as AT&T. Its becoming more and more common.

[-] morriscox@lemmy.world 1 points 11 months ago

A montage company just started doing that.

[-] Fiivemacs@lemmy.ca 1 points 11 months ago

My barber won't take credit, only debit or cash.

[-] Pixlbabble@lemmy.world 7 points 11 months ago

Credit card fee's most likely.

[-] random65837@lemmy.world 3 points 11 months ago

Its mostly that, but its also the chargeback happy people. Not saying there's not a time and a place for that, but its rampant when it shouldn't be.

[-] Fiivemacs@lemmy.ca 2 points 11 months ago

Probably and I'm perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run

[-] Coreidan@lemmy.world 9 points 11 months ago

Depends on the person.

If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.

I put everything on my credit card. I also pay it off every month. So it’s only helped me.

[-] lemming741@lemmy.world 2 points 11 months ago

At the cost of people who use it the other way

[-] random65837@lemmy.world -1 points 11 months ago

Depends, my autopay discounts were on Privacy cards, which I now can't use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that's going to lose it in their next breach, nor can I control or cancel them at will.

this post was submitted on 02 Dec 2023
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