I'm typically against government-run healthcare, but yeah, the insurance companies ruin EVERYTHING. I experienced how worthless they are firsthand, too.

I had a torn ACL and needed knee surgery with my insurance, so I went to the same doctor and same surgeon my housemate had for his ACL repair without insurance. After all was said and done, we compared how much we'd paid out of pocket and I maaayyybe paid $1,000 less than he did, while my insurance claimed to have covered like $30,000. And this was decent, corporate insurance that I'd been paying $120-170/mo for over the course of 6 years at that point. What a waste of money...