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It’s time to ban ‘right-on-red’
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this post was submitted on 30 Dec 2023
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The highest group for liability are actually teenage boys
It’s so much so that insurance companies know to charge the highest risk group statistically
If anything, speaking statistically, people are probably the least accident prone in their 50s-60s if they were good drivers all their life.
Funny, while I was in high school guys probably did have more fender benders but girls were the ones destroying cars and getting themselves killed. Of the four vehicle-related fatalities while I was in high school, three were girls at the wheel, one was one of their passengers.
And I’ve experienced the younger male gender to be more severe because they were more risk taking, go higher speeds and take out more vehicles than just themselves. Women tend to make mistakes and have less fatalities overall as they go slower and doesn’t involve another vehicle. And I’ve experienced this in more than one country. And more than one highschool. Hence why insurance companies don’t take your singular anecdote alone to set their standards. They’d lose money.
Thanks to cell phones and distracted driving, those numbers are steadily equalizing, making all teens more dangerous and expensive to insure.