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It's almost like being a public servant isn't intended to make you wealthy. $174k per Congressperson is more than double the average household income, so they can make it work.
Maybe they should be forced to sell their original house when they have to move to DC. It seems like the fact that they end up having to have 2 houses and all the expenses that go with it is the crux of the problem. Especially when DC is probably more than twice as expensive.
Either that or you provide low cost row houses in DC for congresspeople that need accommodation in both places, so they can keep their original housing and not have to worry about paying for a house in DC Sort of like a hotel solely for congresspeople. Then you just require every congressperson to use the rowhousing unless their home city is already DC.
They have to retain their primary residence in their home district, otherwise they'd be ineligible for their position. Putting them in some cheap gov housing while they're in DC would be a good solution though.