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this post was submitted on 11 Feb 2024
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I am so glad we managed to buy something in November 2019. Our state (MD) even had a first-time homebuyer program that gave us an interest-free ‘loan’ to get us out of PMI, only needs to be paid back if we sell or refinance. We make it work on 75k/yr total income somehow, although it’s gotten harder and harder. Seriously, we had a small car payment ($250/month, paid off in the last few years) when we bought the house that we could probably not afford now. We also have to basically restrict eating/going out to special occasions only, but that’s not so bad.
Just thankful we were able to find a decent modest home in a nice little town in our state. My heart goes out to everyone struggling now!
Edit: also meant to add that going by what Zillow says our home is ‘worth’ now, we couldn’t afford it today.