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They have been doing that by default. I am elder-caring 4 my mom and don't expect to inherit her house; as she is declining mentally and I'm not trained for full care.
80% of medical spending is on the last two years of life. -- a thing I heards.
The ONLY way to protect the asset is to sell it and put the money in an qualified annuity. Medicaid cant touch qualified annuities and you will get what is left after she passes. There is no way to protect the house itself.
I believe there is a time limit to do that, like 5 years before applying for Medicaid. I am not certain, can't look for the specific link ATM.
This is correct. It is often referred to as the Medicaid look back period. 60 months in most states where they will scrutinize ever transaction.
Used to be three years but congress, specifically a republican congress and president bush II with raised it to five years.
All senate democrats voted against it as well as a couple of republicans but Dick Cheney broke the tie.
thanks. I'll look into That.