this post was submitted on 25 Apr 2024
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I'd settle for interest free loans tbh...
And then do it for personal homes, too.
I'd settle for universal housing. And universal education. And universal healthcare.
I don't understand why you need all of that. Let's say we agree, next you'll say people deserve clean water and steer the world away from climate disaster and genocide. You want it all!
First falls both under housing and healthcare(utility and preventive healthcare + hygene), genocide is opposite of healthcare and we are already in climate disaster.
Hey don't bring common sense to this conversation, this is the Internet
The Australian model is also interesting. After your degree you pay a certain percentage of your income to your university for a decade or so. But only if you earn more than the average person.
This means a university gets more money when their students gets good job.
Other points about the Australian system:
Note that this system only applies to citizens and permanent residents. International students still have to pay the full price. Having said that, Australian universities frequently advertise at college fairs in the USA, as even at the full price plus flights plus accomodation, studying in Australia can still end up cheaper than the USA, and Americans love Australia 🙂
This is all I care about. I was forced to refinance into private loans because the interest rates on the federal loans were fucking stupid. All I want is the loans to be more reasonable.
I saw my wife's student loans last night. She took out 37,000 dollars in 2008. She's been paying her monthly amount for over 10 years, and she now only owes 43,000 dollars.
Cancel student debt. Most of us have already paid for college more than once.
Edit: also worth noting that up until now, only about 30% of PSLF applications are approved, and something like 37 (that's total, not percent) of loans are fulfilled using IDR plans.
Cancel student debt.