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I have a subscription with unlimited calls, text, and data. I pay (converted to Euros) around 45 per month. I also have unlimited roaming.
In the US its nice because cell service is pretty much everywhere
i also have a subscription that includes everything, but the fact is that in italy, no carrier offers a plan that has even just 1 MMS included each month. Even the most expensive plan with the most expensive carrier does not include a single MMS.
1 MMS = 2 euro = imessage and RCS are dead
that's now, 15 years too late to revert the "i need to be careful or the carrier will fuck my wallet" mindset that everyone got
Even if my carrier tried charging me for a MMS, fools on me if they do succeed since I'm PAYG.
If they manage to fool you into paying for them? Fool on you for signing up to contracts that allow that behaviour. And the fact that you're looking for a solution to this is very "blinkered".
It depends by the network.
Here Tim and Vodafone have teams of lawyers and professional scammers to brainstorm new ideas to extract more money from users.
For example, a few years ago they decided that the monthly plans should not renew every earth month, but every moon cycle. Can you imagine to rewrite the billing software to charge users every moon cycle instead of every month? A nightmare but they stole billions, because there are 13 moon cycles in a year instead of 12 months.
Another scam that they have on PAYG plans (literally everyone here is on PAYG plans because otherwise there's a 10 euro month tax derived from the 70s where mobile phone service was a luxury and not a necessity) is that they allow overdrafts up to 2 euro, but with a 2 euro fee. And they do plans like 10.90 monthly but only allowing paying credit in multiple of 10. So you might be 90 cents short, but they would first let you go in negative credit, then charge you 2 euro "overdraft fee" next time you add credit.
So as a population we are always vary of phone carriers. We are always on the defensive "OK, where's the catch, how would they fuck me"
Luckily I now have a plan from a swiss owned carrier that would take from my credit card the exact money that is needed to renew the PAYG plan. So the credit is always zero and there's no way that I'm spending more than I should
Indeedys!
Exactly what I do and I feel the MVNO market here in the UK has kept things sane for quite a few years now. The problem exists when people take out "contract deals" and get themselves into "credit".
Also the fact we can now text our current operator for a PACode means we can jump between PAYG deals, monthly.