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One person, no, but I know families that make about that when both salaries are combined (in the Bay area)
A change in taxes like that would incentivize people to leave the bay area, lowering cost of living. If the families you know suddenly lost all or most of their earnings over $400k, but their mortgage/rent were cut in half, they'd benefit. The insane hot spot of cost of living there would stabilize closer to the national median cost of living. They would be affected in the extremely short term, but they would either move away or wait a year or so and start feeling the benefits of the change.
The only downside is that homeowners would see property values drop. I'd propose that some amount of the tax dollars be allocated to paying off the difference in property values for primary residences. Idk I'm not a legislator, but I'm sure there are reasonable carve outs to not fuck over "the middle class" in the process of trying to help people climb up to that status. I'm just some dipshit who sells his time and labor 12 hours at a time, not a career politician or lawyer.
I'm not against. I was just replying that I know families that earn that kind of money
Bay Area has insanely low local purchase power though.