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What advice would you give to people in their 20s?
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Worry more about your job than your grades. Create a stable source of income, your degree can wait especially if it's not a traditionally stable profession (medicine, accountant, lawyer, etc).
Exercise and maintain your strength and flexibility. This is super important, more so than the job. Staying healthy early on will save you a lot of money in doctors appointments by the time you hit your late 20s.
Seconding this, and even if its a supposed stable profession don't depend on it, I've seen too many tradesmen working retail and doctors that fail to start residency.
I'd add on learn as many skills as you can, especially basic cooking and repair (car, home, gadgets, etc), it will save you time and money. Home cooked is cheaper than eating out and if you can make meals in advance and freeze them it will save time.