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this post was submitted on 26 Jul 2024
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Asklemmy
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The thing is, saving is, in large parts, a habit thing. you stop thinking/planning about/with that money you put away. especially if you put it in something you don't have immediately access to. And the earlier you start the smaller the amount you "have" to put aside.
Not in percentage terms. Yes, you have to put smaller amounts, but they also make a bigger dent in your overall finances because you earn much less, too.