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Lucky for me my parents were both "I didn't save anything for retirement, my kids will take care of me when I'm older", so I don't have to suffer through this.
My grandparents from one side of the family left me nothing, and the other side left two weeks rent. I know the direct descendants come first but at least give the grandkids 15% or something, it would have helped so much. We're all working twice as hard to afford half the lifestyle our parents had
Isn't that better anyway? Inheritance makes the world less fair, as children of rich parents will get a huge advantage. If that money is instead spent, it hopefully distributes over society again instead if staying in the rich families.
It's obviously not that black and white, getting some money is a great help to you get people. And obviously a parent will want to help their children, that's totally fair. But as a larger trend it doesn't seem like a bad thing to me.
Inheritance is weird. My partner and I stand to inherit a good bit when the parents on either side pass. Both sides of the family had successful middle class careers saved and invested well. Even considering the siblings on both sides, we could inherit an amount around $1M from either side.
But it's weird in two ways. First, it's not something that can be counted on. On either side it could be completely eaten up by nursing home care and medical costs for our parents. So we're not planning our own retirement assuming a windfall from inheritance. Second, on either side, unless they're unlucky, at least one of the parents is likely to live into their late 80s or 90s. So we'll already be in our 60s or 70s.
In other words, while we stand to likely inherit a good chunk of change, it will come so late in life that we won't really need it. Unless our parents die younger than expected, we will already be well into a fully funded retirement by the time they pass.
I feel inheritance made a lot more sense in the past. A farmer or a craftsman would will their farm or business to their children. And that child would take over that business while the parent was still alive, but too old to work it anymore. The child got the business or farm, but in turn had to support the parent in their later years.
But now? You're basically just inheriting your parent's house and whatever is left over of their retirement accounts. And you're doing so at an age where it really doesn't necessarily help you. Sure, if you yourself are unable to retire, then that windfall will be a godsend. But considering how wealth reproduces through generations, if you're in a position to inherit substantial funds from your parents, odds are you probably have a pretty big nest egg yourself built up by then. The people who could really use an inheritance to fund their retirement are unlikely to have parents wealthy enough to give them one.
But yeah, this is why I support strong inheritance taxes. For most people who inherit anything substantial, by the time you actually inherit something, you don't really need it anymore.
They spent it on groceries then voted for an orange dipshit .
I mean I'm not crazy about inheritance anyway for some reason it gives me the jeebies.
Oh this is me. Their house is packed and they keep buying more shit and going on international cruises. We’ll get nothing.
Inheritance is clearly societal ill, and even on a personal level, depending on inheritance might cause family troubles
Stark self sufficiency and individualism is their philosophy. Too bad they forgot what their parents gave them so they could reach that point. Including the political atmosphere of unions and good paying jobs.
Honestly, I'm young, and I know older people that would spend it better than their failkids.
That's not everyone, of course, but maybe instead of blaming people born at a slightly different time we should focus on being mad that there's no non-hereditary path to wealth in the first place.
My grandma is so caring and she's always active to do the necessity for her loves ones when needed
My thought is that if you’re going to give money, don’t wait until you die. The earlier you help someone, the more of their life it can improve. Help your kid buy their first house or something. Then spend everything before you die.
My father would endlessly yap about his retirement plan and 401k and all shit like that, as if the US Dollar is going to still be a currency in circulation in 2030.
Most people need to sell their estate to pay for end of life care, just tell your boomer parents they can spend their last days in whatever dumpster their meagre estate can afford and they might rethink their next cruise.
I get the anti Boomer sentiment, but the reality is many of them are very decent people.
My dad passed this year and now it's just my mom left. She has a net with of about 2M. I'm doing just fine myself, And she gets by on about 70k a year (half of that goes to rent). I keep telling her she should spend more money on things that make her happy, but she's good with what she has and doesn't feel she needs more. She doesn't want to travel and she has everything she needs.
Just because the boomer generation has left us with a dumpster fire, doesn't mean that there isn't a wide distribution of people within that age group. The truth is only a handful of us have the power to change anything and the rest of us are just trying to get by and get the most out of life that we can.
*will