I think the confusion begins with your statement that Meta didn't "learn their lesson from Second Life." What's the lesson they should have learned? Why should Meta have learned a lesson from something they didn't own?

Sure, but the premise of the question is if "we will ever have affordable housing again in our lifetime?" There is no reason to believe there will be affordable housing right now or in the immediate future, and this comment hypothesises why climate change will cause affordable housing to continue to be problematic in the distant future as well.

Zom 100 as well