Initialisms, technically. But thank you nevertheless.

It takes 10 minutes to properly get the right channel to finally talk to a human, and then the line is too busy, and instead of waiting, it hangs up on you.

But ...
But ...

Trickle down economics!

I really don't know why you've got so few upvotes, and equitable down votes, because this is great and succinct.

How do those things equate? I don't get it.

Right? I grew up with pen and paper, but I'm better with keyboards.

Juvenoia

No, the rest of that is also accurate info.

Most people who are homeless were a paycheck or two away from homelessness.

It's easier for the housed to become homeless, than for the homeless to become housed. It's systemic, and a good chunk of it is employers mistreating employees.

I'd be okay with a tiny studio apartment with just a separate bathroom, even sans closet, as long as I have a functional kitchen with space for a full fridge (not those BS "bachelor" units with a barely functioning kitchenette).

Joan of Arc was burned at the stake.