Disagree, sure you can make more in the open market over time by getting another mortgage on a paid off home.
But that invested money means absolutely nothing if the market has a downturn and you lose your job. Now you're on the hook to a mortgage you can't pay and risk losing a place to live.
While on paper you can make more money, it's very dumb to gamble with things you need to survive. And that's all any loan is, a gamble that you will be in good health and have the means to pay it back.
At least in the US inheritance tax really isn't a thing. It's only a couple of states that do it, and for federal taxes the estate has to be very large. In 2025 the exemption is 13.99 million per individual from any estate taxes. I certainly have never had a family member with an estate anywhere near that size
It was a big struggle for me in germany. I have a condition that makes swallowing food very difficult and have to essentially "push" food down with a lot of water.
I would easily need to buy 2-3 .75l bottles per meal, so instead I bought 1 bottle and brought a reusable water bottle to every restaurant. No one complained, and I did always buy at least a drink.
But if you just let me have tap water, or even have tap water after purchasing a drink I could have enjoyed a meal without rationing my water.
She wasn't even a scientist. She just kinda showed up, made friends with the research facility, and convinced them to let her try teaching the dolphin to speak.
Ironically her "method" did start to show some success
Disagree, they're going to be mad it's impacting other Cubans. Probably won't care about the rest just as you said though
And that's the difference. Here you just get to be foreclosed on.
So yeah with having reasonable social safety nets in place the idea is a lot more reasonable