-1

cross-posted from: https://sopuli.xyz/post/13985430

The problem:

Most #fedi authors post links with no idea if the hosting server discriminates against people, or who. The consequence is that the fedi is muddied with references to exclusive venues that do not treat people equally, which wastes the time of readers who are impacted by discrimination. A variety of walled gardens pollute our threadiverse experience. So how can we remedy this?

Proposed fix:

Suppose we create a community and designate it as a testing area which welcomes bots. So e.g. I post something in the test community, and a bot that is paywall-aware replies yes or no whether the link is paywall-free. A bot that is Cloudflare-aware does the same. A regional bot, such as a bot in Poland can check that Polish IP addresses can reach the URL and make noise if the website blocks Poland. Etc. It need not be just bots.. someone in some oppressed region might manually attempt to visit links and report access problems. We would certainly like a bot in a GDPR region to test whether access is refused on the basis of a data controller’s unwillingness to respect GDPR rules. The OONI project could have a bot that reports anything interesting in their database.

There could also be anti-enshitification bots, which point out things like cookie walls.

There are bots that find better links to replace Cloudflare links. Those bots could help direct authors to better URLs to share.

There could be a TL-DR bot that replies with a summary or even the full text, so an author can decide before posting in the target community whether to omit a shitty link and just post the content.


(update) It’s worth noting that for Mastodon there an ad hoc tool. If you follow @mg@101010.pl, that bot will follow you back and analyze every URL you share for whether it is Cloudflared. If yes, it will DM you with alternative URLs.

Note that the mitigator bot is quite loose it its judgement. If the host is not Cloudflared but another host on the same domain is Cloudflared, it is treated as a positive because it’s assumed that when you visit the host it will link to other hosts on the same domain.

[-] freedomPusher@sopuli.xyz 1 points 4 months ago* (last edited 4 months ago)

So not what their running debt is but only whether they can take on a new, specific one.

I knew the criteria was out of the hands of EU-based lenders, but didn’t realise the data is also out of reach to the lender. I suppose it makes sense that the lender would get no info other than a yes or no, if lenders have no discretion.

I noticed A shop had a rediculously priced phone (like €800+, something I would never buy) but advertised something like €9 if you take a contract. So it’s effectively a loan factored into a locked-in phone service plan. IIUC, the phone shop must arrange that with a bank and does not have the option of taking on risk, and then the bank asks the central bank if customer X can handle that loan, correct?

You can reverse payments through the bank in the EU as well but it’s seldom necessary, since the companies tend to revert the charge willingly when confronted by the consumer protection bureaus.

I’ve only had to resort to bank reverse a couple if times.

One was when I ordered a pair of shoes of what appeared to be an Italian website. It later turned out it was a scam site that listed popular models that were not made anymore and then sent you a ridiculously poorly made knock-off copy from China. I explained the issue to my bank and showed the knockoffs I got and a week or so later the charge was reversed.

That’s quite a surprise. I heard SWIFT/IBAN transfers were permanent and irreversable. I heard of mistakes being corrected but it required the two banks to collude and the bank of the recipient to do a money grab on their account, which I suppose would be impossible if a criminal closes their account. I wonder if your bank took a loss or if they colluded with the other bank. IIRC, banks have a minimum “investigation” fee of like €25 plus an hourly rate to pay bankers to deal with bad transactions. Did your bank offer that service for free?

[-] freedomPusher@sopuli.xyz 1 points 4 months ago* (last edited 4 months ago)

The only similar things I know is the central bank keeping a listing of “unpaid credit” which make ban you from getting any new credit for a certain time.

Indeed that’s what I’m talking about. In Belgium it seems consumers have no control over whether a creditor can access the central bank’s records. Apparently the central bank simply trusts that creditors are checking records in response to an application for credit. I would like to know if any EU countries make use of an access code so consumers can control which creditors can see their records.

[-] freedomPusher@sopuli.xyz 0 points 4 months ago* (last edited 4 months ago)

I don’t mean to imply anything about scoring, but certainly there must be some kind of mechanism to expose bad debtors to lenders.

In Belgium, there are no private credit bureaus but there is a central bank. Belgian banks are obligated to report loan defaults and cash transactions to the central bank, and creditors are obligated to check the central bank’s records. Consumers have no way to control creditors access to their records in the central bank. It seems to be trust based. The central bank apparently trusts that a creditor is checking a consumer’s file in connection with an application for credit by the consumer.

20
submitted 4 months ago by freedomPusher@sopuli.xyz to c/europe@feddit.de

In the US, consumers can freeze their credit worthiness records and receive a code. When the records are frozen, the only orgs that can access the records are those already doing business with the consumer. If a consumer wants to open up a new account, they share the code with the prospective creditor who uses it to see the credit report.

So the question is, how are access controls on credit histories done in various EU nations? Do any use unlock codes like the US, or is it all trust based?

[-] freedomPusher@sopuli.xyz 4 points 4 months ago* (last edited 4 months ago)

I wasn’t aware of the “Privacy Shield”, but the article mentions that:

“In the Schrems II judgement, the CJEU raised several points regarding the U.S. intelligence agencies’ access to EU data. The EU-U.S. Data Privacy Framework tackles them and includes significant improvements compared to the mechanism having existed under the Privacy Shield.”

Found this and this to help me catch up on this.

(edit) in this doc I counted 81 “should”s and 33 “shall”s, to get an idea of the strength.

23
submitted 4 months ago* (last edited 4 months ago) by freedomPusher@sopuli.xyz to c/privacy@links.hackliberty.org

cross-posted from: https://sopuli.xyz/post/14006758

Yikes.

“In the adequacy decision, the European Commission estimated that the U.S. ensures a level of protection for personal data transferred from the EU to U.S companies under the new framework that is essentially equivalent to the level of protection within the European Union.” (emphasis added)

Does the EU disregard the Snowden revelations?

And what a missed opportunity. California state specifically has some kind of GDPR analogue, so it might be reasonable if CA specifically were to satisfy an adequacy decision, (still a stretch) but certainly not the rest of the country. Such a move could have motivated more US states to do the necessary.

I must say I’ve lost some confidence and respect for the #GDPR.

1
submitted 4 months ago* (last edited 4 months ago) by freedomPusher@sopuli.xyz to c/gdpr@sopuli.xyz

Yikes.

“In the adequacy decision, the European Commission estimated that the U.S. ensures a level of protection for personal data transferred from the EU to U.S companies under the new framework that is essentially equivalent to the level of protection within the European Union.” (emphasis added)

Does the EU disregard the Snowden revelations?

And what a missed opportunity. California state specifically has some kind of GDPR analogue, so it might be reasonable if CA specifically were to satisfy an adequacy decision, (still a stretch) but certainly not the rest of the country. Such a move could have motivated more US states to do the necessary.

I must say I’ve lost some confidence and respect for the #GDPR.

[-] freedomPusher@sopuli.xyz 1 points 4 months ago

Wish I could see it. www.onem.be seems to be dropping my packets.

[-] freedomPusher@sopuli.xyz 12 points 4 months ago* (last edited 4 months ago)

“One more step…”

Nothing like a privacy abusing Cloudflare site to expose privacy abuse. If anyone has openly accessible Cloudflare-free links, or can post the info for the excluded people, plz post.

[-] freedomPusher@sopuli.xyz 1 points 4 months ago

eclic.ro is an exclusive Cloudflare site just like change.org is. Exclusivity is obviously quite lousy for democracy. Better alternatives are here:

https://codeberg.org/swiso/website/issues/140

[-] freedomPusher@sopuli.xyz 1 points 4 months ago* (last edited 4 months ago)

privacytools.io always was shit show even before the infighting. They put their own endorsement site on Cloudflare. Despite a collossal pile of dirt emerging on #Signal:

https://github.com/privacytools/privacytools.io/issues/779

PTIO continued endorsing Signal non-stop, refusing to disclose the issues. That was also before the breakup. Dirt was routinely exposed on PTIO endorsements and it never changed their endorsement nor did they reveal the findings on their website.

Now both factions are hypocrits just as they were when they were united. The original PTIO site is back to being Cloudflared (nothing like tossing people coming to you for privacy advice into the walled garden of one of the most harmful privacy offenders), and Privacy Guides has setup on a CF’d Lemmy node. The hypocrisy has no end with these people.

[-] freedomPusher@sopuli.xyz 2 points 4 months ago

Interesting, but that does not help because Mint jails all their docs in Cloudflare.

[-] freedomPusher@sopuli.xyz 2 points 4 months ago* (last edited 4 months ago)

Also worth noting that #Ubuntu and #Mint both moved substantial amounts of documentation into Cloudflare (the antithisis of the values swiso claims to support). I have been moving people off those platforms.

BTW, prism-break is a disasterous project too. You know they don’t have a clue when they moved their repo from Github.com to Gitlab.com, an access-restricted Cloudflare site. There are tens if not hundreds of decent forges to choose from and PRISM Break moved from the 2nd worst to the one that most defeats the purpose of their constitution.

It might be useful to find dirt on various tech at prism-break, but none of these sites can be trusted for endorsements.

The prism-break website is timing out for me right now. I would not be surprised if they were dropping Tor packets since they have a history of hypocrisy.

[-] freedomPusher@sopuli.xyz 2 points 4 months ago

If you look in their bug tracker, it actually reveals that they ignore dirt that has been dug up on their suggestions.

1
submitted 4 months ago* (last edited 4 months ago) by freedomPusher@sopuli.xyz to c/gdpr@sopuli.xyz

People are often told if their data is published, they have no expectation of privacy. But I found an interesting gem in the EDPB Guidelines of 04/2019 which counters that to some degree:

  1. Even in the event that personal data is made available publicly with the permission and understanding of a data subject, it does not mean that any other controller with access to the personal data may freely process it themselves for their own purposes – they must have their own legal basis.²⁰

²⁰See Case of Satakunnan Markkinapörssi Oy and Satamedia Oy v. Finland no. 931/13.

IMO, that means #AI bots cannot exploit openly public data if it’s data that’s personal to a European or someone residing in Europe.

5
submitted 4 months ago* (last edited 4 months ago) by freedomPusher@sopuli.xyz to c/privacy@links.hackliberty.org

A national central bank that keeps track of bank accounts, credit records, delinquency, etc for everyone in the country has their website on Cloudflare. People are instructed to check their credit records on that site.

The question is: suppose you don’t use the site. Suppose you only request your records offline. What are the chances that Cloudflare handles your sensitive records?

I guess this might be hard to answer. I assume it comes down to whether to central bank itself uses their own website to print records to satisfy an offline request. And I assume it’s also a question of whether the commercial banks use the website of the central bank to feed it. Correct?

2
submitted 5 months ago* (last edited 5 months ago) by freedomPusher@sopuli.xyz to c/fediverse@discuss.online

It’s interesting to visit threads from an mbin instance because it shows you the number of up votes and down votes. When I see a Lemmy thread with 10 up votes then I go over to visit the same thread from mbin and see 20 up votes and 10 down votes, it really gives a different perspective.

40
submitted 5 months ago* (last edited 5 months ago) by freedomPusher@sopuli.xyz to c/europe@feddit.de

cross-posted from: https://sopuli.xyz/post/13133455

It used to be that you could insert a coin into a washing machine and it would simply work. Now some Danish and German apartment owners have decided it’s a good idea to remove the cash payment option. So you have to visit a website and top-up your laundry account before using the laundry room.

Is this wise?

Points of failure with traditional coin-fed systems:

  1. your coin gets stuck
  2. you don’t have the right denomination of coins

Points of failure with this KYC cashless gung-ho digital transformation system:

  1. your internet service goes down
  2. the internet service of the laundry room goes down
  3. the website is incompatible with your browser
  4. the website forces 3rd party JavaScript that’s either broken or you don’t trust it
  5. you cannot (or will not) solve CAPTCHA
  6. the website rejects your IP address because it is a shared IP
  7. the payment processor rejects your IP address because it is a shared IP
  8. the bank rejects your IP address because it is a shared IP
  9. the payment processor is Paypal and you do not want to share sensitive financial data with 600 corporations
  10. the accepted payment forms do not match your payment cards
  11. the accepted payment form matches, but your card is still rejected anyway for one of many undisclosed reasons:
    • your card is on the same network but foreign cards are refused
    • the payment processor does not like your IP address
    • the copy of your ID doc on file with the bank expired, and the bank’s way of telling you is to freeze your card
    • it’s one of these new online-only bank cards with no CVV code printed on the card so to get your CVV code you must install their app from Google’s Playstore (this expands into 20+ more points of failure)
  12. your bank account is literally below the top-up minimum because you only have cash and your cashless bank does not accept cash deposits; so you cannot do laundry until you get a paycheck or arrange for an electronic transfer from a foreign bank at the cost of an extortionate exchange rate
  13. you cannot open a bank account because Danish banks refuse to serve people who do not yet have their CPR number (a process that takes at least 1 month).
  14. you are unbanked because of one of 24 reasons that Bruce Schneier does not know about
  15. the internet works when you start the wash load, but fails sometime during the program so you cannot use the dryers; in which case you suddenly have to run out and buy hanging mechanisms as your wet clothes sit.
  16. (edit) the app of your bank and/or the laundry service demands a newer phone OS than you have, and your phone maker quit offering updates.

In my case, I was hit with point of failure number 11. Payment processors never tell you why your payment is refused. They either give a uselessly vague error, or the web UI just refuses to move forward with no error, or the error is an intentional lie. Because e.g. if your payment is refused you are presumed to be a criminal unworthy of being informed.

Danish apartment management’s response to complaints: We are not obligated to serve you. Read the terms of your lease. There is a coin-operated laundromat 1km away.

Question: are we all being forced into this shitty cashless situation in order to ease the hunt for criminals?

1
submitted 5 months ago by freedomPusher@sopuli.xyz to c/cash@slrpnk.net

cross-posted from: https://sopuli.xyz/post/13133455

It used to be that you could insert a coin into a washing machine and it would simply work. Now some Danish and German apartment owners have decided it’s a good idea to remove the cash payment option. So you have to visit a website and top-up your laundry account before using the laundry room.

Is this wise?

Points of failure with traditional coin-fed systems:

  1. your coin gets stuck
  2. you don’t have the right denomination of coins

Points of failure with this KYC cashless gung-ho digital transformation system:

  1. your internet service goes down
  2. the internet service of the laundry room goes down
  3. the website is incompatible with your browser
  4. the website forces 3rd party JavaScript that’s either broken or you don’t trust it
  5. you cannot (or will not) solve CAPTCHA
  6. the website rejects your IP address because it is a shared IP
  7. the payment processor rejects your IP address because it is a shared IP
  8. the bank rejects your IP address because it is a shared IP
  9. the payment processor is Paypal and you do not want to share sensitive financial data with 600 corporations
  10. the accepted payment forms do not match your payment cards
  11. the accepted payment form matches, but your card is still rejected anyway for one of many undisclosed reasons:
    • your card is on the same network but foreign cards are refused
    • the payment processor does not like your IP address
    • the copy of your ID doc on file with the bank expired, and the bank’s way of telling you is to freeze your card
    • it’s one of these new online-only bank cards with no CVV code printed on the card so to get your CVV code you must install their app from Google’s Playstore (this expands into 20+ more points of failure)
  12. your bank account is literally below the top-up minimum because you only have cash and your cashless bank does not accept cash deposits; so you cannot do laundry until you get a paycheck or arrange for an electronic transfer from a foreign bank at the cost of an extortionate exchange rate
  13. you cannot open a bank account because Danish banks refuse to serve people who do not yet have their CPR number (a process that takes at least 1 month).
  14. you are unbanked because of one of 24 reasons that Bruce Schneier does not know about
  15. the internet works when you start the wash load, but fails sometime during the program so you cannot use the dryers; in which case you suddenly have to run out and buy hanging mechanisms as your wet clothes sit.

In my case, I was hit with point of failure number 11. Payment processors never tell you why your payment is refused. They either give a uselessly vague error, or the web UI just refuses to move forward with no error, or the error is an intentional lie. Because e.g. if your payment is refused you are presumed to be a criminal unworthy of being informed.

Danish apartment management’s response to complaints: We are not obligated to serve you. Read the terms of your lease. There is a coin-operated laundromat 1km away.

Question: are we all being forced into this shitty cashless situation in order to ease the hunt for criminals?

12
submitted 5 months ago* (last edited 5 months ago) by freedomPusher@sopuli.xyz to c/right_to_unplug@sopuli.xyz

It used to be that you could insert a coin into a washing machine and it would simply work. Now some Danish and German apartment owners have decided it’s a good idea to remove the cash payment option. So you have to visit a website and top-up your laundry account before using the laundry room.

Is this wise?

Points of failure with traditional coin-fed systems:

  1. your coin gets stuck
  2. you don’t have the right denomination of coins

Points of failure with this KYC cashless gung-ho digital transformation system:

  1. your internet service goes down
  2. the internet service of the laundry room goes down
  3. the website is incompatible with your browser
  4. the website forces 3rd party JavaScript that’s either broken or you don’t trust it
  5. you cannot (or will not) solve CAPTCHA
  6. the website rejects your IP address because it is a shared IP
  7. the payment processor rejects your IP address because it is a shared IP
  8. the bank rejects your IP address because it is a shared IP
  9. the payment processor is Paypal and you do not want to share sensitive financial data with 600 corporations
  10. the accepted payment forms do not match your payment cards
  11. the accepted payment form matches, but your card is still rejected anyway for one of many undisclosed reasons:
    • your card is on the same network but foreign cards are refused
    • the payment processor does not like your IP address
    • the copy of your ID doc on file with the bank expired, and the bank’s way of telling you is to freeze your card
    • it’s one of these new online-only bank cards with no CVV code printed on the card so to get your CVV code you must install their app from Google’s Playstore (this expands into 20+ more points of failure)
  12. your bank account is literally below the top-up minimum because you only have cash and your cashless bank does not accept cash deposits; so you cannot do laundry until you get a paycheck or arrange for an electronic transfer from a foreign bank at the cost of an extortionate exchange rate
  13. you cannot open a bank account because Danish banks refuse to serve people who do not yet have their CPR number (a process that takes at least 1 month).
  14. you are unbanked because of one of 24 reasons that Bruce Schneier does not know about
  15. the internet works when you start the wash load, but fails sometime during the program so you cannot use the dryers; in which case you suddenly have to run out and buy hanging mechanisms as your wet clothes sit.
  16. (edit) the app of your bank and/or the laundry service demands a newer phone OS than you have, and your phone maker quit offering updates.

In my case, I was hit with point of failure number 11. Payment processors never tell you why your payment is refused. They either give a uselessly vague error, or the web UI just refuses to move forward with no error, or the error is an intentional lie. Because e.g. if your payment is refused you are presumed to be a criminal unworthy of being informed.

Danish apartment management’s response to complaints: We are not obligated to serve you. Read the terms of your lease. There is a coin-operated laundromat 1km away.

Question: are we all being forced into this shitty cashless situation in order to ease the hunt for criminals?

4
submitted 5 months ago* (last edited 5 months ago) by freedomPusher@sopuli.xyz to c/right_to_unplug@sopuli.xyz

I’ve noticed that if you try to contact corp or gov offices the old fashioned way, they simply ignore you. They want to force you to use email or solve a CAPTCHA. The fix I have in mind is a tweak on this idea:

https://sopuli.xyz/post/12919557

but the first contact you make with an office need not even be GDPR¹ related. If you contact a gov or corp for any purpose and they ignore it, your next request can and should include an access request for records on how they handled your initial correspondence.

¹ GDPR isn’t the only game in town. Brazil and California supposedly have some privacy law similar to the GDPR which I assume includes a right of access. Hence why they were also mentioned in the title.

#fuckEmail

3
submitted 5 months ago* (last edited 5 months ago) by freedomPusher@sopuli.xyz to c/right_to_unplug@sopuli.xyz

I just had to send a msg to a gov office.

Email has been generally broken¹ the past couple decades. I prefer fax. It’s more reliable and I choose what I want to disclose to the recipient. Even in cases where part of the fax transmission routes over email, it’s still more reliable than pure email because those fax→email gateways are managed by recipients to ensure all-or-nothing (all faxes are delivered or none of them). Fax is immune to shenanigans like “mail server X accepts mail from Y but not Z”.

When I tried to send the fax, the fax machine did not answer. So I voice called the office. They said “we unplugged our fax machine”. WTF! So I said please plug it back in because I’m trying to send a fax. So a bit later I tried again and it worked.

Folks, we are losing fax because most of the population does not grasp the privacy compromise with email, and the compromise of netneutrality and reliability. If I am the only person in the world who keeps fax in use, fax will die fast because it’s easy to marginalise 1 person.

Footnote 1: Email is shit--Even if the gov office mail server were to accept my msg, I face the problem of not wanting an email reply and not trusting them not to abuse whatever address I reveal to them. I don’t want to be forced to put Google and Microsoft in the loop on my conversations, to go through their hoops, solve their dkim CAPTCHA, and ultimately I don’t want to be forced to feed profitable data to those surveillance advertisers who have partnered with the oil industry. Google and SpamHaus broke email and the population accepted it. So email can fuck right off.

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