Physical only for all systems, unless it's a short indie game, in which case I'll wait for a digital sale.
If Xbox and PlayStation ever try to force digital-only, I'll probably wind down my game buying. I'll definitely stop buying new games at full price and just wait for steep discounts for the digital versions. Meanwhile I'll play through my unplayed physical games.
Online gaming is a cesspit that everyone should either avoid or play with everyone perma-muted