this post was submitted on 16 Nov 2024
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Come on, not OP but we both know credit cards disproportionately fuck over the poor. Sometimes necessary expenses surprise you and you don't have any other choice. Personally I have great credit and 1 continually paid-off credit card but I'm not gonna pretend it's a moral failing if you don't. I know of a card that has a 40.99% interest rate here in Canada because it's marketed towards poor people with bad credit.
Capitalism targets the weak, but let's not take away that guy's 1% cash back (3% on groceries if you activate now!!)