this post was submitted on 10 Aug 2023
385 points (98.2% liked)
Asklemmy
44151 readers
1502 users here now
A loosely moderated place to ask open-ended questions
Search asklemmy ๐
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Travel insurance is especially terrible, because a lot of the time it's a pretty substantial premium, and actually filing a claim on it is a HUGE PITA.
I worked for a traveler insurance company before, and we denied most claims that came in. People would buy insurance on a $100 concert ticket, paying a $10 premium for the insurance, then when they'd go to file the claim, we'd require a doctors note, so now they also have to cough up a $20 copay and a whole afternoon just to get a note saying "yup, this person is sick". And that's just one of the many ways people got fleeced. During COVID, a lot of travel insurance claims got denied because illnesses resulting from pandemics aren't covered in some policies as well
not surprised at all, I've found it's just better to learn the cancellation policy of your items. Most hotels are full refund if they know >48 hours, and if less usually you'll at least get points/credit back which for me I'll absolutely use next time. Not worth the premium and the hassle to get cash back if I only find out less than 48 hours ahead of time