this post was submitted on 21 Apr 2025
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DVC is Disney Vacation Club, their own in-house time share thing. You buy points which are attached to a specific resort, means you get 11 months lead time on booking, where anyone else would get like 6 months I think? You can exchange those points for other resorts if you want, but you get knocked down to that 6 months time frame, too.
You can borrow points from next year, and bank points from last year. That's what makes "every two or three years" work out nicely. Unused points can be rented to other people if you can't use them before they expire. Different resorts have more or less expensive points, depending on how popular/nice they are. We've got some Boardwalk Orlando, which are on the pricier side, because we like it for what it is and its location, which is basically steps from Epcot, and not far from Hollywood Studios.
If you buy direct from DVC, you get some additonal benefits that do not carry over to resale market points, but I forget exactly what those are. This vacation time share model is really for people who know what they like, know they like to (and can) go regularly enough, and can afford not just the points but also the yearly upkeep fee that goes along with them. If you're saving up to go once, it's probably not a good idea yet.
Before we had the DVC, we'd go every five or more years, and we usually stayed at Art of Animation. (Pop Century is right next door, similarly priced.) Family of five makes doing a Disney trip with a single room a little tricky, because a lot of the on property resorts are max four. We've also gone once staying off property, which is absolutely cheaper, but adds to travel times in and out of the parks. This can add frustration if you've got small children - but even the far-flung resorts that only offer buses are travel-heavy. On property lodging can offer ample time to go back to the room and take a break if needed - another thing that's easier if your resort is closer to whatever park(s) you've got going on for the day.
If you think that's a lot, my wife is 100x more brilliant with all this stuff than I am.