I was thinking about this earlier this week, in a sense. Not quite insurance but throwing away money.

The federal government is going to be providing aid and assistance during and after the hurricane, and I couldn't help but think about how the more mild, less disaster-prone parts of the country are effectively subsidizing people to continue to move to Florida, despite how unlivable it really is. As Florida grows more the rest of the country has to pay too, it doesn't just affect Floridians