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Mid-30s millenial here. Being an adult, instead of a 20-something young adult is overall pretty great. Having experinence and maturity makes a lot of shit easier, especially dropping uninportant bullshit. Definitely the best decade of my life thus far.
The downside: unaddressed physical, emotional, and psychological "battle damage" is cumulative (I only started treatment for ADHD at 30). So, if you have any untreated issues or trauma, it's best to take them on earlier so that you don't have to play catch-up.
That said, enjoy your life and keep in mind that, short of severe injury or imprisonment, you are not going to irreparably damage your future (repair is possible in some of those cases anyway). I didn't start my career (completely unrelated to my degree) until I was about 26. My wife, who is a year younger than me, earned her union card in her trade last year, after dealing with nearly 30 years of untreated physical and psychological issues. Despite this, we're both happier on average than any other point in our lives.