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I'm half done. I've kept up my health and I'm trying to improve it even more. When I hit 65 I won't be too old to do much.
But the real question should be what are you waiting until retirement to do and why not do it sooner?
Because at the age of 36 I'm financially treading water and a week off here and there is enough time to de-stress from work, not enough time to do what I'd really like to.
You answered the why not without answering the what you want part. I'm sure you have a good reason to prioritize finances over your goals though. Good luck.
I'd like to travel.