this post was submitted on 15 Feb 2024
1714 points (98.4% liked)
Microblog Memes
5869 readers
1140 users here now
A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.
Created as an evolution of White People Twitter and other tweet-capture subreddits.
Rules:
- Please put at least one word relevant to the post in the post title.
- Be nice.
- No advertising, brand promotion or guerilla marketing.
- Posters are encouraged to link to the toot or tweet etc in the description of posts.
Related communities:
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I paid off all of my debt and closed all of my open accounts. Credit score 515. Make it make sense. Fuck up once? 7 years of bad juju. Pay off all your debt? they forget immediately.
You need open accounts. You need to show you're responsible with debt management. Use a credit card like a debit card, any purchase you make pay it right away.
Credit scores don't measure financial responsibility, they measure how much money banks think they can make of of you.
The want you paying interest and account fees, even if that isn't financially responsible.