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The least excessive dealership
(hexbear.net)
===============/c/cars================
Hexbear's premier community for the discussion of and questions about cars, motorcycles, and other low occupancy transit. Share your thoughts, discuss cars under communism, and ask questions about maintenance.
Anti-car posting is not permited. Train good car bad and all, but it's not what this comm is for.
having worked at a captive auto lender before, every single financial product add-on is a rip-off. The only exception is brand maintenance on leases (you have to do maintenance anyway, might as well pay upfront and get a bump to your Residual Value, it pays for itself). Don't buy any anti-theft shit, any GAP insurance, any service contracts (CARS COME WITH A WARRANTY FOR FREE), etc.
I did end up getting GAP on my new motorcycle, but I did that through my bank.