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submitted 6 months ago by Posadas@hexbear.net to c/cars@hexbear.net
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[-] SSJ2Marx@hexbear.net 17 points 6 months ago* (last edited 6 months ago)

I walked away from a purchase once because they wanted to charge me $1k for some anti theft thing that I didn't want, I can't imagine buying even one of these redundant warranties or memberships.

[-] EmmaGoldman@hexbear.net 11 points 6 months ago

They charge you a grand for a LoJack under the implication that it's an anti-theft feature you can use.

It's actually there so they can locate the car at any time to decline service by saying it was your fault for using the car in a way they didn't approve, and to repo the car if your payment is late.

[-] Posadas@hexbear.net 10 points 6 months ago

Luckily, unlike cummunist CHINA you have the freedom to chose between one of the other 4 heredity fiefs when purchasing a car.

[-] zed_proclaimer@hexbear.net 6 points 6 months ago

having worked at a captive auto lender before, every single financial product add-on is a rip-off. The only exception is brand maintenance on leases (you have to do maintenance anyway, might as well pay upfront and get a bump to your Residual Value, it pays for itself). Don't buy any anti-theft shit, any GAP insurance, any service contracts (CARS COME WITH A WARRANTY FOR FREE), etc.

[-] SSJ2Marx@hexbear.net 2 points 6 months ago

I did end up getting GAP on my new motorcycle, but I did that through my bank.

this post was submitted on 20 Apr 2024
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cars

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