this post was submitted on 09 Aug 2024
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You Should Know

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Why YSK: Locking your credit with the main 3 places is not enough.

https://innovis.com/ have grown enough to require locking as providers are using them as a single check source.

There's also https://www.chexsystems.com/ which many banks use for opening checking accounts. They're unique because they handle accounts that don't show up in a credit report.

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[–] kinkles@sh.itjust.works 16 points 3 months ago (1 children)

Damn I thought I was doing good having the 3 frozen. Good to know that new ones can just sprout up like that.

[–] fmstrat@lemmy.nowsci.com 1 points 3 months ago

There are actually hundreds. It's only important when one gets big enough that they become a single check point, instead of a secondary or backup.