Ask Lemmy
A Fediverse community for open-ended, thought provoking questions
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com.
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.
6) No US Politics.
Please don't post about current US Politics. If you need to do this, try !politicaldiscussion@lemmy.world or !askusa@discuss.online
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
view the rest of the comments
We bought a new house in our same town because it was slightly bigger and closer to the downtown area. We didn’t need to move, but did it anyway. Offer accepted in February of 2020, rate locked at the end of March.
I bought my house July 2019.
Got the lowest price the market had seen and the lowest rate in decades.
I’ll never fucking move at this point
Wife and I bought an apartment in April 2018, great deal, great rates.
The we had a kid in 2023.
We have a second coming in 2025
We need to buy a house, and have no idea how the fuck we are going to make it happen. We're not even that bad off, we both do pretty damn well, but we are about to be facing $4k/month in childcare, and even with the huge pile of down payment money we have saved, we wouldn't be able to afford the mortgage.
We still own our apartment though, which is better than renting. I keep telling myself "We will figure it out, people have done more with less", but man... If this was like 5 or 6 years ago we would have been living large.