The convenience of bundling is greater than my perceived risk of theft. Maybe if I lived in a place where pick pockets were more common, the algebra would change. Also, my wallet case only has 1 credit card and my drivers license. It's pretty easy to cancel a credit card, and a new driver's license isn't hard to get.

Yeah, but if I get pickpocketed or forget my wallet or whatever, it has a GPS tracker with cellular coverage that can be tracked because of FindMy.

Can a separate wallet?

Where I live, I’m basically zero worried about pickpockets or thieves, but I’m really worried about my own stupidity and losing things.

It’s not foolish or personally irresponsible for everyone. It would be foolish or personally irresponsible to not take steps to be able to find my wallet when I lose it.

Phone snatching is prevalent? I know of precisely zero people who've had their phone snatched in my circles in the last decade or more.

I heard something of a joke once, saying if you go out to the beach or wherever and need to leave your wallet and stuff behind, wrap your stuff in a diaper.

Like, who would think to check a supposedly dirty diaper for valuables? LOL, sounds silly enough to actually work though 😂🤣

You guys have wallets?

I just pay with the phone itself and don't take the actual credit cards with me. And when I do, it's usually in my backpack, not with my phone.

Not unpopular.

As a dude I have pockets to hold my phone and wallet. But if I were a girl their clothes often don't have good pockets. I would probably carry my phone in a wallet case, keep track of your stuff and the rare risk (depending on where you go) is worth it.

I agree. I liked the combined version for six months, then realized that losing one but not the other meant I could still get home. I've only lost my wallet once in the last ten years, but when it happened, I was able to call the restaurant and get a Lift back there to collect it.