The difference between town, zip code, school district, village, hamlet, and city where I live. I pay taxes to town A, by zip code is named after a hamlet in town B, our school district is named after town C. If you ask people where they live they will answer any one of these things.
In my opinion the town you pay taxes to is the best answer. The zip code, or location on your address, is deceptive because they are often named after small hamlets where the post office is. This small hamlet is a very distinct place where you probably don't actually live. School Districts are often named after the biggest town they pull from so if you are not from that town it's not really accurate. If you happen to be in a city or village that's a good answer. However hamlets are so small and local that anyone not from the immediate vicinity will have no idea what you're taking about if you say you are from there.
Similarly, I had a bug report that said "I went to lunch and when I came back it crashed". For some reason though my manager wouldn't pay me to go out to lunch to reproduce the issue.